How do I get mortgage help, foreclosure prevention, and free counseling in the St. Paul Minnesota region? A lot of programs and non-profits exist to help people who are struggling to keep their homes.
St. Paul’s Mortgage Foreclosure Prevention Program is a local HUD certified counseling agency. The primary goal of the experts at this agency is to help homeowners in the St. Paul area avoid foreclosure and stay in their homes and communities. A strong housing market is important to the St. Paul region because it creates jobs, provides affordable housing, and boosts the economy.
The main program offered by the Department of Banking and Housing is the Mortgage Foreclosure Prevention (MFP) Program. This program provides counseling to homeowners who are at risk of losing their homes to a foreclosure filing. The services are provided without any charge. Counselors from the HUD certified agency try to help homeowners keep their homes by working with them to review their financial situation and to assess their immediate needs. They look at options to prevent foreclosure and try to help the homeowner choose the best one.
The program offers homeowners services such as assessing their overall debt and financial situation, and providing help in evaluating possible foreclosure solutions. We will be meeting to get an education about the foreclosure process, including the legal timelines involved. We will also find out how to contact and negotiate with the lender or bank who hold your mortgage. If you need help with money or other resources, ask your doctor for referrals to community resources and government programs. You may be able to get help with things like financial counseling. For more information, call the City of St. Paul at the numbers provided.
Community Neighborhood Housing Services (CNHS) offers free foreclosure counseling, information on government mortgage assistance programs and other options. Help is available in English, Spanish, and Hmong, among other languages. The agency offers free Foreclosure Counseling for homeowners who are having trouble making ends meet, even if they have not actually missed any mortgage payments yet. Free foreclosure prevention is also made available for those who are already behind on their mortgage payments. The sooner you ask for help, the more options you will have.
CNHS has highly trained housing counselors who can answer any questions you may have about the foreclosure process, as well as advise you of your rights and obligations. They can also refer you to local and national assistance programs, and provide personalized information based on your family’s financial situation and needs.
The counselor will look at your overall financial situation and try to address the root of the problem, not just the mortgage. Foreclosure counseling is offered for free. This means that if you are struggling with your housing situation, a counselor can help connect you to other services that can help you improve your situation. This can include finding a job, managing money, and other financial challenges.
A foreclosure counselor can help you understand your options and figure out the best long-term solution to keep your home and deal with debts. If you need assistance with housing, please contact Community Neighborhood Housing Services at 651-292-8710.
Another housing counseling agency that is certified by the HUD and covers the area of the Twin Cities as well as St. Paul, Minnesota is Neighborhood Development Appliance. This agency provides services to help people with owning a home. Counselors help families with their mortgage payments and provide free foreclosure assistance. They can help you contact your lender, provide information about different mortgage programs, and offer other services. Dial the number 651-292-0131
HUD counselors in St. Paul Minnesota
(651) 292-8710, Homeownership Preservation Foundation (888) 995-HOPE, and Southeast Como Improvement Association (651) 776-5656 The top three non-profit agencies that offer HUD foreclosure counseling in St. Paul are Community Neighborhood Housing Services Inc., Homeownership Preservation Foundation, and Southeast Como Improvement Association. The number 651-292-8710 can be called to reach someone. They are at 35 Water Street. They offer free education on predatory lending and free counseling on foreclosures, among other services. (DBNHS) is a community-based organization that promotes homeownership, manages affordable rental housing, and provides supportive services for low- and moderate-income people in the Dayton’s Bluff neighborhood of Saint Paul, Minnesota. DBNHS is a community-based organization that helps low- and moderate-income people in the Dayton’s Bluff neighborhood of Saint Paul, Minnesota by promoting homeownership, managing affordable rental housing, and providing supportive services. The number to reach the East 7th Street location is 651-774-9064. Hmong American Partnership is a United States Department of Housing and Urban Development agency. This is a telephone number.