The Appalachian Community Action and Development Agency provides a wide range of services to its community. Case managers can help connect people with financial assistance programs, grants, and housing. They will help residents repair their financial situation and become self-sufficient.
This means that there is more information below. Some of the main things that AppCAA provides help with include things like paying your utility bills in an emergency, assistance with rent or housing, and water bill payment plans. The other main programs that the non-profit offers are ones that help with weatherization and programs for seniors who live in Virginia. The organization provides financial assistance to the city of Norton and counties of Lee, Wise and Scott.
Housing solutions
There are a number of health and safety issues that need to be considered when carrying out emergency home repairs. These include ensuring that electrical and gas appliances are safe to use, that flammable materials are stored correctly and that any potential trip hazards are removed. Some low-income and senior residents may qualify for a few hundred dollars’ worth of home repairs and modifications. Some of the more common examples of items repaired in Lee County are minor electrical, repairs to rotten floors, windows or plumbing problems. The agency also has partnership agreements with Rural Development as well as the Virginia Department of Housing and Community Development and Community Services in order to receive funding.
This program provides financial assistance for the installation of septic systems or wells. Other loans can be used to pay for repairing water heaters or septic systems in Norton Virginia. It can help cover the cost of new water systems or the repair of existing ones.
The Appalachian Community Action and Development Agency Indoor Plumbing Rehabilitation Program strives to ensure that homes have running water and/or an indoor bathroom. This organization helps those who are not able to help themselves due to their age or disability. In some cases, while very limited, if the home can’t be brought up to state standards then a new home may even be built.
Making your home more energy-efficient can help reduce your energy bills and your home’s impact on the environment. One way to do this is by weatherizing your home, or making it more resistant to the elements. This can be done by sealing drafts, insulating walls and attics, and installing energy-efficient windows and doors. Some things that homeowners can do to improve their homes are to get new duct work, put in extra insulation, get a new furnace or heat source, and do caulking work and weather stripping. After the work is completed by trained contractors, the homeowner is then taught how to properly conserve energy and maintain the heating system. The majority of the funding for weatherization comes from the state and the US Department of Energy.
Financial assistance from AppCAA
This program provides assistance with heating bills for low-income families in Virginia. The fund can be used to pay the bills or provide repairs for heating systems for residents in Norton, Lee, and other counties or towns.
The Summer Food Assistance Program provides free meals to children during the summer months. Scott County Schools and the community action agency work together to provide this service to children in need. The USDA’s breakfast and lunch program provides free meals to children in need.
New Eyes for the Needy is an organization that helps people in Lee and Wise County who cannot afford to pay for their eye examinations. The organization pays for the examinations through waivers from medical insurance companies. The community action agency may have free vouchers for people who need eyeglasses and meet certain poverty guidelines. The United Way of Southwest Virginia also provides vouchers for eye examinations.
The Virginia HIP program works to prevent evictions or help families who are behind on their mortgage and facing foreclosure. The grant will also help homeless individuals and families in Norton and Lee County to find and pay for permanent housing or apartments.
HIP may provide services such as counseling, financial literacy training, and cash grants. Money can be used for a variety of different things related to housing, such as security deposits, rent, or other miscellaneous costs. Case managers help lower income individuals become self-sufficient. Applicants must be willing to create a plan to become financially independent.
If you need help with something immediately, you can request emergency assistance. This type of assistance is typically only available once, so if you need help again in the future, you’ll need to find another source of assistance. This is for families who are struggling financially and are experiencing a difficult situation. The fund may help people who are struggling with money, such as those who are about to be kicked out of their homes or have their homes taken away. If you are struggling to pay your utility bills or your electric bill, you may be able to get financial assistance from the government or from other organizations. This assistance can help you pay off your past due bills and may even help with your future water expenses. Some companies offer food vouchers as an employee benefit.
The Section 8 Housing Choice Voucher Program provides rental assistance to low-income families and individuals in Wise County and other areas. AppCAA is a key partner and referral agency for the Scott County Housing and Redevelopment Authority. This means that AppCAA plays an important role in connecting people in need of housing assistance with the resources available through the Scott County Housing and Redevelopment Authority. The also help people with housing issues in Southwest Virginia. The agencies help their clients by giving them a better understanding of fair housing laws, finding affordable housing for them, and providing them other services that they may need.
There are services available to help seniors with chores. Programs can help people who are disabled or elderly. Assistance can include helping with meals, light cleaning, running errands, and other support. Volunteers help the elderly in Lee, Scott County, and Norton Virginia. They help with things like grocery shopping, cooking, and cleaning. They also provide companionship and help the elderly stay active and involved in the community.
AppCAA case management type services
Child Care Connect Resource and Referral provides information on affordable day care and vouchers. This is a community-based resource and referral agency for parents.
Smart Beginnings is a program that helps children get ready for school and life. It connects different services, organizations and government resources that help support children aged 0-5 and their parents. It helps to prevent disruptions in services and resources that children need.
You can get help preparing and filing your federal and state taxes for free through VITA, Earned Income Tax Credit (EITC), and free income tax preparation. What is the Earned Income Tax Credit? The Earned Income Tax Credit, or EITC, is a tax credit for low- and moderate-income working people. The credit reduces the amount of taxes owed and may also give a refund. Who can get the credit? In order to qualify, taxpayers must have earned income from working for someone or from running or owning a business or farm. Taxpayers must also have filing status that allows them to claim a dependent and meet the earned income and adjusted gross income limits. How much is the credit? The amount of the credit varies by family size and filing status. For 2021, the credit ranges from $538 to $6,728. The Earned Income Tax Credit is a tax credit for low- and moderate-income working people. It reduces the amount of taxes owed and may also give a refund. To qualify, taxpayers must have earned income from working for someone or from running or owning a business or farm. Taxpayers must also have filing status that allows them to claim a dependent and meet the earned income and adjusted gross income limits. The amount of the credit varies by family size and filing status.
Homeowners can sign up for post-purchase counseling. Clients are given information on how to prevent foreclosure, credit card offers/scams, predatory lending, property tax issues, saving for home maintenance and emergencies, and how to avoid late payments on their home loan.
First time home buyer counseling usually happens with a counselor who can help explain the process and what to expect. Create a budget that includes your income and expenses. Make sure to include all sources of income and all expenses, including regular bills, savings, and debt payments. Review your budget regularly and make adjustments as needed. A counselor from Appalachian Community Action and Development Agency who is certified by HUD will teach you about different ways to assess and comprehend the home buying process and how mortgages operate.
Debt management and reduction counseling helps you develop the skills you need to make smart decisions about money. The counselors at AppCAA can help you budget, reduce credit card debt, and keep track of your income and expenses.
Many people are struggling to keep up with their mortgage payments and are at risk of foreclosure. Free counseling services can help these people get back on track and avoid losing their home. Certified housing counselors will help you talk to your bank or lender.
A specialist will assess your financial situation and recommend ways to prevent bankruptcy, defaulting on a loan, or losing your home. Many banks and mortgage companies offer payment plans and home loan modifications to certain people.
Loss mitigation is a process where the counselor works with the homeowner and lender to explore options to avoid foreclosure. This may be able to prevent the foreclosure from happening. Some of the options to stop foreclosure may include short sales, loan workouts to principal reduction. Loss mitigation services are not available to everyone, and are usually only for people who have medical emergencies, unexpected job loss, or personal crisis. This means that, in general, homeowners who have been making their mortgage payments on time in the past are more likely to be approved for a refinance.
: (1) the United States and (2) Puerto Rico There are two main locations for this company: the United States and Puerto Rico.
AppCAA serves Scott, Lee, Wise, and Dickenson Counties. The AppCAA office in Scott County is located at 190 Beech Street, Suite 103, in Gate City, Virginia. This agency provides services to residents of Scott, Lee, Wise, and Dickenson counties. The Norton center is in Wise County at 147 Plaza S.W., Ste 229, Wise, VA 24293. The phone number to call is 276-386-6441. To make an appointment, please call 276-679-5988.