There are not a lot of agencies that help people in the northwestern part of Michigan, but there are some options for low income families. The Northwest Michigan Community Action Agency is the leading non-profit organization to call for financial assistance. The programs and services offered by the company are summarized below.
Free tax preparation is offered. If you need help preparing your federal and state income taxes, you can meet with a specialist or volunteer. They will help you get any credits you qualify for, including the earned income credit.
Leelanau and Antrim’s Meals on Wheels will deliver free well-balanced hot meals to seniors, their spouses and homebound people. The meals will provide a senior with one third of their daily required nutrients. The Senior Style Luncheon Program provides hot lunches and dinners to the elderly in Charlevoix and Leelanau and other towns. This means that a few dozen websites will be created in order to help those in need. Other social activities and workshops are offered at the same time.
If you’re struggling to keep up with your mortgage payments, you may be able to get free counseling and, if available, a one-time cash payment to help you catch up. The state of Michigan offers assistance to homeowners who are at risk of foreclosure. Home Repair and Replacement can help senior citizens make necessary repairs to their homes in order to improve safety and prevent emergency situations. If you are having trouble paying your mortgage in Michigan, there are some programs that can help.
Rental assistance is also offered for the counties in the northwestern part of the state. If you are a renter and are facing eviction, you may be eligible for one-time cash assistance and landlord/tenant counseling. If you are having trouble with your landlord or tenant, there are people who can help you. This is a program that helps people who are homeless or at risk of being homeless. It provides them with services like housing, food, and clothing. It also helps them get jobs and keep their homes.
Individuals who are homeless can apply for help in finding a new home or apartment. In addition to receiving monthly payments, they may also receive one-time cash assistance or grants to pay for moving costs or security deposits. The community action agency has counselors that can give you information on landlords, low-income rental housing, and budget analysis if you are looking for a place to rent.
You can save money on your energy bills by signing up for the free weatherization program. The state and community action agency will provide free energy conservation measures to help low income homeowners, seniors and even renters in Emmet and Kalkaska reduce their home heating costs.
The MSHDA and HUD offer free services to people who are needy or facing a foreclosure. Counselors will help clients understand the foreclosure process and their personal financial situation, budget and options to lower monthly house payments. This means that they will contact your lender on your behalf and try to come up with a solution that works for both of you. If the community action agency is unable to help you develop a plan, you may be referred to other services.
A program called Head Start is offered. The program will help you get your child ready for school and also help you as a parent be your child’s first and most important teacher. The Head Start program in Michigan offers healthcare, education, and other services to eligible families.
Budget counseling is when someone helps you plan and manage your finances so that you can stay within a budget. This can include financial fitness workshops and individual counseling. The goal is to help people learn how to manage their personal finances, especially those with low incomes. There is help available for tax and insurance matters, credit repair, budgeting ideas, and learning how to set financial goals. If you are struggling with debt in Michigan, you may want to consider credit counseling. This can help you learn how to better manage your finances and get out of debt. There are several credit counseling agencies in Michigan that can help you.
The Commodity Supplemental Food Program (CSFP) and Emergency Food Assistance provide seniors and children with groceries and meals. This federal government funded resources targets mothers, infants, children and senior citizens who are at risk. The food bank in Antrim provides monthly food packages and nutrition education programs to low-income residents. If you have a low income, you may be able to get free food from the USDA. Backpack programs provide students with food to take home on weekends and holidays, when school meals are not available. If you want to help out with Feeding America, click here.
The Northwest Michigan Community Action Agency can provide low-income families with emergency assistance in times of need. This assistance can come in the form of help with rent, utility bills, food, and other essentials. Assistance is available for housing/shelter expenses and crisis payments for heating bill and utilities. The Emergency Solutions Grant is another resource that can be used to help with homelessness. This gives money to people who are about to be kicked out of their homes so they can pay their rent and stay. The fund may also help with mortgage payments or deposits when a homeowner is at risk of foreclosure. The case management and counseling services described above are usually offered to patients.
Northwest Michigan Community Action Agency has locations in Traverse City, Benzonia, and Suttons Bay. Please come to our store located at 3963 Three Mile Road, Traverse City, Michigan 49686-9164, or call us at (231) 947-3780. There are two other centers located at 1640 Marty Paul in Cadillac, Michigan and 2202 Mitchell Park in Petoskey, Michigan. There are other programs offered by the Community Action Agency that can help you. For more information, please visit their website.
Sylvia’s Place is a safe house for people who have been victims of domestic violence. They can provide help in the form of food and other necessities. The number to call for the company is (888) 411-7837, and it is located in Allegan, MI 49010.
The Holy Childhood Of Jesus Church provides food for people in need through a food pantry and soup kitchen. The number to reach the telephone is (231) 526-2017.
The Saint Mary On The Lake Catholic Church is situated on Manitou Road. Call the number for information on what food is offered and assistance with special holiday meals.
The Salvation Army is a well-known non-profit organization that helps people in need in the Charlevoix, Leelanau, and western Michigan areas. Different social services are available. Some people may need help paying for their medications, food, or energy bills. There are a few things you can do to help yourself find a job: brush up on your job search skills, learn about case management, and look into job placement services. If you need help finding a center near you, you can call 616.459.3433.