These programs offer financial assistance to help with rent, mortgage payments, and down payments for first time homebuyers. Services offered to people who rent their homes or apartments can include rent assistance, section 8 vouchers, eviction prevention, HUD counseling, and help with moving into a new home or apartment. Some counties may offer loans to low-income individuals that can be used to pay for a security deposit on a new home or apartment.
The government offers several programs to help people who are struggling to keep their homes or who are trying to buy a home. These programs include free foreclosure prevention services and low-interest mortgages. If you currently own a home, look into government programs that offer grants and low-interest loans for home repair assistance and mortgage refinancing. This means that you will be able to get help and advice from a specialist when you get any type of financing. Each state has a housing authority that can help you with your housing needs. You can find the phone number and address of your state’s housing authority below.
Foreclosure prevention for homeowners
The local housing authorities have programs to help homeowners who have received a foreclosure notice and who are at risk of losing their homes. The government is offering resources to help people with their mortgages. This includes refinancing and modification opportunities, free counseling services, and low interest rate loans. By creating and administering programs that help people with limited resources become homeowners or remain in their homes, Housing Authorities can increase opportunities for people to achieve the stability and self-sufficiency that comes with owning a home.
The local agencies provide homeowners with many services, including government programs and non-profit HUD approved housing counselors. This could include things like help from the government, programs that give you money or other assistance, or free help from lawyers. A housing authority can be a great resource for federal government-sponsored loan modifications or resources from local lenders or banks.
Rental assistance from your housing authority
The local housing authority usually offers several programs near you. The government provides programs to help with housing costs, such as rent and security deposits, as well as emergency resources to prevent evictions and homelessness. Most state housing authorities manage waiting lists for housing assistance programs like Section 8. They also run public housing or apartments for low-income people.
The government provides funding for rental assistance through different programs, including tenant-based rental assistance (TBRA), Section 8 housing vouchers, and homeless prevention and rapid rehousing. Government rental assistance that is not section 8 is supposed to be only for a short time. The main goal is to help an individual household or renter with temporary help from an administrator. Low income families who are looking for longer-term solutions can investigate section 8 housing options in their area.
Many housing agencies can also help connect families to local charities, non-profit organizations, and government agencies that can provide additional assistance. There are many resources available from the state government. I am looking for information on how to get emergency rent assistance.
Homeownership and buying programs from Housing Authorities
Home buyers can get help from their local housing authority. Many organizations offer a variety of services to first-time homebuyers, such as affordable mortgage programs, emergency loan programs, and resources for homebuyers. There may also be money given to help with closing costs or downpayments.
A local housing authority can be a great resource for homeowners who want to learn about the banks and lenders in their community. Some agencies can help with down payments and closing costs. The federal government offers programs that provide financial assistance to buyers of homes. These programs may offer loans or grants. Some programs may also help with a portion of the home’s value to help with repairs. Some programs can help people who have low or very low incomes to pay for their down payment and closing costs. Some programs may also help pay for part of the value of the home to help with repairs.
If you have a low income, you can still get a loan to finance basic home improvements. These loans have low interest rates to make them more affordable. These loans can usually be used for improving things in their homes that will make it safer, more energy efficient, more comfortable, or more accessible. Housing authorities can also approve other repairs on a case-by-case basis.
Many local housing agencies are focusing on energy conservation by improving homes with insulation, windows, new roofs, and central air conditioning and furnaces. They also focus on helping seniors and disabled people to ensure they have a safe place to live.
Local Government Housing Authorities near you
The following is a list of public housing agencies in the United States, including their addresses, phone numbers, and contact information. There are a variety of programs available to low income families. Each city and county has a public government or housing agency (PHA) that operates in their immediate area. The state resources listed below can provide you with that information. There may be other government or charitable housing program services available. Looking for help with housing? There are plenty of organizations that offer assistance with finding and paying for housing. Check out these resources for help.
You can call the agency to get help with renting, getting section 8 vouchers, free HUD foreclosure counseling, buying a home, and other forms. These organizations provide a variety of services and programs to help those in need.
The Alabama Housing Finance Authority is a state agency that provides financing for affordable housing projects. The agency is located in Montgomery, Alabama, and can be reached by phone at (334) 244-9200.
The Alaska Housing Finance Corporation is based in Anchorage, Alaska, and can be contacted by telephone on (907) 338-6100. The corporation provides housing finance to residents of Alaska.
The Arizona Department of Housing is responsible for ensuring that all Arizonans have access to safe and affordable housing. The department provides a wide range of services to low- and moderate-income households, including rental assistance, home ownership opportunities, and homeless prevention and intervention programs.
The Arkansas Development Finance Authority is a state agency that provides financing for economic development projects in Arkansas.
The California Housing Finance Agency is responsible for helping Californians access affordable housing. You can contact them by mail or phone to learn more about their programs and services.
The Colorado Housing and Finance Authority is located at 1981 Blake Street in Denver, Colorado. The telephone number for the authority is (303) 297-2432.
The Connecticut Housing Finance Agency is a state-level agency that provides financing for housing projects. It is located in Rocky Hill, Connecticut.
The Delaware State Housing Authority is a government agency that provides housing assistance to low- and moderate-income families. If you need assistance with housing, you can call the agency at (302) 739-4263.
The District of Columbia Public Housing Finance Agency is located at 815 Florida Avenue NW in Washington, DC. The agency can be contacted by telephone at (202) 777-1600.
The Florida Housing Finance Corporation is a state organization that provides housing and financial assistance to residents of Florida. The main telephone number for the organization is (850) 488-4197.
The Georgia Department of Community Affairs and the Georgia Housing Finance Authority are located at 60 Executive Park South in Atlanta, Georgia. The phone number for both organizations is (404) 679-4940.
The Idaho Housing and Finance Association helps people with housing and finance needs. They are located in Boise, Idaho and can be contacted at (208) 331-4889.
The Illinois Housing Development Authority (IHDA) is a government organization that provides financing for affordable housing in the state of Illinois. The IHDA is located in Chicago, and its main office can be reached by phone at (312) 836-5200.
The Indiana Housing and Community Development Authority can be found at 30 South Meridian, Suite 1000 in Indianapolis, IN. The main phone number for the authority is (317) 232-7777.
The Iowa Finance Authority is a state agency that helps Iowans finance their homes, farms and small businesses. The agency also manages the state’s investment portfolio.
The Kansas Housing Resources Corporation is a nonprofit organization that provides affordable housing opportunities for low- and moderate-income Kansans.
The Kentucky Housing Corporation is responsible for providing housing assistance to eligible Kentuckians. The organization is located at 1231 Louisville Road in Frankfort, Kentucky and can be contacted by phone at (502) 564-7630.
The Louisiana Housing Finance Agency is a state agency that provides financing for housing projects. It is located in Baton Rouge, Louisiana.
The MaineHousing is located on Water Street in Augusta. The telephone number is (207) 626-4600.
The Maryland Department of Housing and Community Development is responsible for housing and community development in the state of Maryland. The department is located in Crownsville, MD and can be contacted by phone at (410) 514-7001.
MassHousing is a state-sponsored affordable housing agency in Massachusetts. The agency is located at 1 Beacon Street in Boston, and its main phone number is (617) 854-1000.
The Michigan State Housing Development Authority is a state agency that helps people with housing needs. They offer assistance with things like buying a home, repairing a home, and finding affordable housing.
The address for Minnesota Housing is 400 Sibley Street, Suite 300, St. Paul, MN 55101-1998. The telephone number is (651) 296-7608.
The Mississippi Home Corporation is an organization that provides housing assistance to people in need. If you need assistance with housing, you can contact them at the address or phone number listed above.
The Missouri Housing Development Commission can be found at 3435 Broadway in Kansas City, MO. The commission can be contacted by telephone at (816) 759-6600.
The Montana Board of Housing/Housing Division is a state agency that provides housing assistance to low- and moderate-income families. The agency provides rental assistance, homeownership opportunities, and homeless assistance programs. The agency also administers the Low-Income Housing Tax Credit program in Montana.
Nebraska Investment Finance Authority is a state organization that helps with financing and promoting investments in Nebraska. The organization is located in Lincoln, Nebraska and the telephone number is (402) 434-3900.
The Nevada Housing Division is located at 1535 Old Hot Springs Road in Carson City. The telephone number is (775) 687-2035.
The Nevada Housing Division Las Vegas Office is located at 7220 Bermuda Street, Suite B, Las Vegas, NV 89119. The main telephone number for the office is (702) 486-7220.
The New Hampshire Housing Finance Authority is responsible for providing affordable housing to residents of the state. The organization offers a variety of programs and services to help residents find and maintain affordable housing. The Authority also works to ensure that all residents have access to safe and decent housing.
The New Jersey Housing and Mortgage Finance Agency helps people in New Jersey with housing and mortgages. They can be contacted at (609) 278-7400.
The New Mexico Mortgage Finance Authority (NMFHA) is a state agency that helps homebuyers finance their homes. It offers programs and services to help homebuyers find and qualify for affordable mortgages. The NMFHA also works with lenders to help them offer affordable mortgage products.
The New York City Housing Development Corporation is a government organization that provides financing for housing projects throughout the city. The main office is located on 110 William Street in the Financial District of Manhattan.
The address for the New York State Homes and Community Renewal is 641 Lexington Avenue, 4th Floor, New York, NY 10022-4503 and the phone number is (212) 688-4000.
The New York State Homes and Community Renewal – Albany Office is responsible for handling housing and community renewal programs in Albany, New York. The office is located at 38-40 State Street, Hampton Plaza, Albany, NY 12207-2804. The telephone number for the office is (866) 275-3427.
The North Carolina Housing Finance Agency is responsible for providing financing for affordable housing. They are located in Raleigh, NC and can be reached at (919) 877-5700.
The North Dakota Housing Finance Agency can be reached at (701) 328-8080. Their mailing address is P.O. Box 1535, Bismarck, ND 58502-1535.
The Ohio Housing Finance Agency is a government organization that provides housing assistance to low- and moderate-income families. They are located in Columbus, Ohio and can be reached by phone at (614) 466-7970.
The Oklahoma Housing Finance Agency provides housing assistance to those who may not be able to afford it on their own. The agency has a few locations throughout the state, with the main office being in Oklahoma City. They can be contacted by phone or email for more information on their services. They can receive money for things like rent, deposits, and energy bills. The Oklahoma Housing Assistance Agency provides financial assistance to low- and moderate-income families to help with their housing needs. The agency offers a variety of programs, including down payment and closing cost assistance, rent assistance, and home repair and rehabilitation assistance.
The Oregon Housing and Community Services is a state agency that provides housing and community development services. The agency is located in Salem, Oregon and can be reached by telephone at (503) 986-2000.
The Pennsylvania Housing Finance Agency is located at 211 North Front Street in Harrisburg, Pennsylvania. The Agency can be contacted by phone at (717) 780-3800.
The address of Rhode Island Housing is 44 Washington Street in Providence, Rhode Island 02903-1721. The phone number is (401) 457-1234.
The South Carolina State Housing Finance and Development Authority is located at 300-C Outlet Pointe Boulevard in Columbia, SC. The telephone number is (803) 896-9001.
The South Dakota Housing Development Authority is a state agency that provides housing assistance and financing for low- and moderate-income residents of South Dakota. The agency has its headquarters in Pierre, South Dakota, and can be reached by phone at (605) 773-3181.
The Tennessee Housing Development Agency is located at 404 James Robertson Parkway, Suite 1200 in Nashville, TN. Dial (615) 815-2200 for information.
The Texas Department of Housing and Community Affairs is a state-level government agency that provides housing and community development assistance to Texans. The agency has its headquarters in Austin and can be contacted by phone at (512) 475-3800.
The Utah Housing Corporation is a company that provides housing and apartments for people in the state of Utah. The company is located in West Valley City, Utah and their main phone number is (801) 902-8200.
The Vermont Housing Finance Agency is a state organization that provides financing for housing projects. They are located in Burlington, Vermont and can be contacted at (802) 864-5743.
The Virginia Housing Development Authority is a state organization that provides financing for affordable housing. Its main office is located in Richmond, Virginia.
The Washington State Housing Finance Commission (WSHFC) is a state government agency that provides financial assistance for housing-related projects and programs in Washington. The WSHFC was created in 1983 and is headquartered in Seattle.
The West Virginia Housing Development Fund is a state-run organization that provides low-interest loans for the development of affordable housing. They are located on Virginia Street in Charleston and can be contacted by phone at (304) 345-6475.
The Wisconsin Housing and Economic Development Authority is a government organization that provides housing and economic development assistance to residents of Wisconsin.
The Wyoming Community Development Authority works to improve the quality of life in communities across the state. They offer a variety of programs and services aimed at helping communities grow and thrive. If you have any questions or would like more information, you can call them at (307) 265-0603.