JPMorgan Chase Bank has opened two Homeownership Centers in San Diego. There are many help centers for people with mortgage trouble across the country, and these two locations in San Diego are part of a bigger program set up by the lender to help even more people. This program helps people keep their homes and avoid foreclosure.
Chase offers many programs and resources to help homeowners who are about to default on their mortgage, but who should be able to make their mortgage payments again in the future. This could be described as people who are facing some sort of financial hardship, but who are not expecting to be in this situation for a long period of time. They may need assistance in making their current loan payments, but overall they just need some short-term relief.
If you’re struggling in any way, there’s help available. Aid does not have to be given only to people who cannot pay their mortgage right away. The housing crisis caused a need for more affordable housing, so the government responded by creating housing centers.
Almost 10 loan offers and housing counselors will be staffed in each of the San Diego JP Morgan Chase homeowner centers. The bank wants to help as many homeowners as possible by offering various solutions and mortgage assistance programs. The centers help improve communication and provide homeowners with the ability to meet with housing counselors. This is beneficial because it helps people understand their options and figure out what is best for their individual situation. Many experts agree that the best way to help borrowers find ways to stay in their homes and avoid a foreclosure is to have a conversation about their individual circumstances and potential options.
Some of the ways that mortgage assistance can be provided include changing the terms of the loan, reducing the amount of money owed, lengthening the time period of the loan, and forgiving certain fees. Some homeowners are too far behind on their mortgage payments or their financial situation is poor, so they can’t get any mortgage or financial assistance. The counselors will help them find a new place to live and work on repairing any damage to their credit or housing situation.
The San Diego California Chase mortgage help centers are generally successful and considered to be a valuable resource for local families. This company has saved many people’s homes from being foreclosed on by working out different payment plans, terms, and fees.
Locations of the San Diego JP Morgan Chase centers
There are currently two centers located in San Diego, California. The two locations for this business are 660 Bay Boulevard in Chula Vista, CA, and 7777 Alvarado Road in La Mesa, CA 91942. The Chula Vista phone number is 619-409-8901 and the La Mesa phone number is 619-469-4996.