can help If you are struggling to make payments on your mortgage, First Federal and Family Services, Inc. may be able to help you. The city of North Charleston offers free clinics for residents. They offer foreclosure clinics to any interested families on Mondays and Tuesdays in their North Charleston office. If you are in danger of being foreclosed on or are falling behind on your mortgage, you can get free legal advice from them. They will help a borrower who is struggling with housing to find a solution.
The non-profit organization will offer a program known as the Mortgage Default and Foreclosure Counseling program to assist people. This program is for homeowners who are behind on their payments or think they might miss a payment soon. The program is only meant to help people who are struggling to make payments on their primary residence, and will not provide assistance to investors.
They will assign professional mortgage counselors to work with you and come up with strategies to help you keep your home and avoid foreclosure. It is important to work with the borrower and help them set up a budget. The company has housing counselors who are licensed and certified, and they will talk to the homeowner about different strategies to help them. First Federal and Family Services will help a homeowner develop a plan to make their monthly mortgage payments more manageable.
Mortgage counselors can also offer free legal advice and methods to address other financial issues that may be the root cause of the families’ struggles. If someone is behind on their mortgage payments, it may be because they have too much debt from things like credit cards, medical bills, student loans, or collection accounts. This can lead to foreclosure. What are some ways to get help with credit card debt?
The organization has found that those people who have learned how to budget their money and deal with their debt are more likely to be able to stay in their homes.
If you are in South Carolina and are facing foreclosure, you can call 888-320-0350 to get help from First Federal and Family Services, Inc. They may be able to help you keep your home or find another solution.